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The Benefits

Why Opt for Medicare Supplements?

Medicare Supplement plans, also known as Medigap, provide coverage for the costs that Original Medicare doesn’t, like copayments and deductibles. If you're looking for predictable healthcare expenses and freedom to choose any doctor, Medigap is a solid choice.

01

Less Out-of-Pocket

Medigap plans cover expenses like copayments, coinsurance, and deductibles, so you’ll have fewer out-of-pocket costs for hospital stays and doctor visits.

02

Provider Flexibility

With a Medigap plan, you can see any doctor that accepts Medicare, without worrying about network restrictions. This gives you the freedom to get the care you want, where you need it.

03

Guaranteed Renewability

As long as you pay your premiums, your Medigap plan is renewable every year, ensuring continuous coverage regardless of any changes in your health.

FAQs

Medicare Supplement plans can help manage out-of-pocket costs. Here are answers to some frequent questions to help you understand how they work.

  • What does a Medicare Supplement plan cover?

    Medicare Supplement plans help cover costs like deductibles, copayments, and coinsurance that aren't covered by Original Medicare.

  • Can I use a Medicare Supplement plan with Medicare Advantage?

    No, Medigap plans cannot be used with Medicare Advantage. They are only for use with Original Medicare.

  • How is Medigap different from Medicare Advantage?

    Medigap supplements Original Medicare, covering out-of-pocket costs, while Medicare Advantage replaces Original Medicare with bundled coverage.

  • Can I keep my Medigap plan if my health changes?

    Yes, Medigap plans are guaranteed renewable, meaning you can keep your plan as long as you pay your premiums, no matter your health status.

  • When can I enroll in Medigap?

    The best time to enroll in Medigap is during your Open Enrollment Period, which starts the month you turn 65 and are enrolled in Medicare Part B.

The Process

Here's how we help.

Navigating the world of Medigap is simple with our step-by-step approach, ensuring you get the coverage that fills the gaps in your Original Medicare plan.

1

Understand the medicare options.

Many individuals find it challenging to comprehend the various Medicare options available, including Parts A, B, C, and D. Deciphering the differences, coverage details, and eligibility criteria can be overwhelming.

2

Determine the best coverage for your unique needs.

Choosing the most suitable Medicare plan that aligns with one’s specific healthcare needs can be a daunting task. Individuals may struggle to determine which plan offers the necessary coverage for their unique medical conditions.

3

Save time and avoid costly mistakes.

With seemingly endless options online, it’s easy to find yourself lost in a rabbit hole for weeks or months. Our methodical approach takes you through the process efficiently and systematically, sidestepping potential pitfalls. Stay on track with us.

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